SBI UPI transfer failed? Here’s what to do if amount is debited from account

New Delhi: In the past year or so, UPI has increasingly become a popular mode of transaction in India. From bill payment to money transfer, UPI has made payment solutions easier and quick. If you want a hassle-free and fast service to transfer funds from your State Bank of India (SBI) account, you can use SBI Yono’s Yono Lite SBI UPI. This mode of payment is quick and easy. There is a limit of Rs 10,000 per transaction and Rs 25,000 daily limit through SBI YONO LITE App.

SBI UPI Fund Transfer features:

  • There is a limit of Rs 10,000 per transaction and Rs 25,000 daily limit through the YONO LITE SBI App.
  • You cannot stop a payment request for funds transferred through UPI functionality of Yono Lite SBI App once the payment is initiated.

What to do if the SBI UPI Fund transfer fails:

If your account is debited but the transaction does not go through, SBI provides for real-time reversals for technical declines and amount would be transferred back to your account immediately. In case the amount is not reversed, you can raise a dispute through SBI YONO LITE app itself.

You can raise grievance by going to ‘Payment History’ option and select a particular transaction and ‘raise dispute’. You can also check the status in “Dispute Status” module available under UPI functionality in SBI Personal App.

Want to track your SBI UPI Fund transfer status? Do this

  • Login to Yono Lite SBI App
  • Navigate to UPI >> UPI Payment History

One of the major advantages of the facility is that the customer need not register the beneficiary in order to transfer funds. However, in case of sending money using beneficiary’s Virtual ID, the beneficiary should mandatorily be registered with UPI. In case of payment through Account number +IFSC or Aadhaar number, the beneficiary need not be registered for UPI.